We are specialists in the purchase and sale of holiday homes in Spain.
The most important thing when looking for a house in Spain is finding out which region appeals to you the most. At FM Thuis in Spain we spend a lot of time and care on this. We operate on the Costa Blanca and the Costa del Sol as main locations. We also work along the Costa la Luz, Ibiza, and the Netherlands. These are unique projects or investment options that we place in our Exclusive section. FM Exclusive
The moment you have found your dream home and are short of your own money, we can also assist you with a Mortgage.
Your second home
If you are buying a holiday home in Spain or Portugal, whether or not to rent out occasionally, we will help you get a mortgage of up to 70 percent of the value of the property. This type of mortgage is available to non-resident buyers.
Your future home off plan
Are you purchasing an off-plan property from a developer? Then, as a Plus customer, apply for your mortgage in advance at the time of booking. We then continue to build your profile by updating the information every 4 months during construction. This speeds up the signing of the mortgage upon delivery of your home.
Buy a piece of land and build your own house.
There are many different ways to finance a construction or renovation project. We help you with a mortgage that fits your ambition and project. These types of mortgages differ from standard mortgages and can include loans from traditional retail banks and private lenders.
Multiple properties
Multiple real estate purchase. Do you already own a property with an existing mortgage in Spain or Portugal and are you expanding your portfolio? We can help you get an investment mortgage. This usually means that the banks provide a mortgage of about 50 percent of the total property value.
This is the first step to see what is financially possible for you. It's completely free of charge. This gives you information whether it is possible to make an offer on your dream home.
-In the first step, only questions are asked.
-As soon as you own a property, or even before, the paperwork can begin. You only have to send it to your personal mortgage advisor.
Because we as FM Home in Spain would like to offer all services to our customers, but also respect their privacy, we have an external partner for this. They are very knowledgeable and have a network with all banks in Spain and Portugal.
